ioConta.com

How ioConta works

1. Request access. The beta is activated by invitation. A user signs in with a password and second factor; a wealth space organises finances and each entity identifies who they belong to.

2. Set up accounts. Enter the balance at the start of a reference date for real accounts. History without a known bank account or balance remains available without becoming available cash.

3. Keep entry simple: remembered entity and account, optional item, category, amount and date. Families group items; categories explain their nature. Linked transfers do not create ordinary income or expenses.

4. Review and explore. Combine dates, entity, family, item and category. Asset purchases stay separate from running costs. Excel import requires mapping and confirmation; uncertain records retain their provenance and stay outside final totals.

Explore the demo with fictional data. Real private beta records are kept separate. Automatic bank synchronisation and paid purchasing are not enabled.